Most people measure their financial situation with the question "how much did I earn and spend this month?" That is an important indicator, but on its own it paints an incomplete picture — because it ignores changes in debt.
Net worth is simply the total of your assets (cash, accounts, investments) minus the total of your debts (loans, credit card balances). This single number shows something the monthly income/expense balance cannot: are you really getting wealthier over time, or just moving debt around?
For example, your income may look higher than your expenses in a given month, but if your credit card balance grew in the same period, the real picture is worse than it seems. The opposite is also possible: even if you seem to have "saved little" that month, your net worth actually improved if you paid off a debt.
The real benefit of tracking net worth regularly is seeing the trend, not a single month. One month’s figure says little; but put three or four months side by side and the direction becomes clear — are you going up, down, or standing still?
In Para Takibim your net worth is calculated automatically from the entries on the Assets and Debts pages; the aim is not to show you a single "good" or "bad" month, but to make your real direction over time visible.